Actual Budget MCP Server

{
  "mcpServers": {
    "actual-budget-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "actual-mcp"
      ],
      "env": {
        "ACTUAL_SERVER_URL": "your-value",
        "ACTUAL_PASSWORD": "your-value",
        "ACTUAL_BUDGET_SYNC_ID": "your-value",
        "ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "your-value"
      }
    }
  }
}

claude mcp add --env ACTUAL_SERVER_URL=your-value --env ACTUAL_PASSWORD=your-value --env ACTUAL_BUDGET_SYNC_ID=your-value --env ACTUAL_BUDGET_ENCRYPTION_PASSWORD=your-value --transport stdio actual-budget-mcp-server -- npx -y actual-mcp

{
  "mcpServers": {
    "actual-budget-mcp-server": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "actual-mcp"
      ],
      "env": {
        "ACTUAL_SERVER_URL": "your-value",
        "ACTUAL_PASSWORD": "your-value",
        "ACTUAL_BUDGET_SYNC_ID": "your-value",
        "ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "your-value"
      }
    }
  }
}

{
  "inputs": [
    {
      "type": "promptString",
      "id": "actual_password",
      "description": "ACTUAL_PASSWORD",
      "password": true
    },
    {
      "type": "promptString",
      "id": "actual_budget_encryption_password",
      "description": "ACTUAL_BUDGET_ENCRYPTION_PASSWORD",
      "password": true
    }
  ],
  "servers": {
    "actual-budget-mcp-server": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "actual-mcp"
      ],
      "env": {
        "ACTUAL_SERVER_URL": "your-value",
        "ACTUAL_PASSWORD": "${input:actual_password}",
        "ACTUAL_BUDGET_SYNC_ID": "your-value",
        "ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "${input:actual_budget_encryption_password}"
      }
    }
  }
}

Config formats checked against the official docs on Oct 7, 2026: modelcontextprotocol.io (opens in a new tab), code.claude.com (opens in a new tab), cursor.com (opens in a new tab), code.visualstudio.com (opens in a new tab).

• get-transactions

  Retrieve and filter transactions by account, date, amount, category, or payee

• create-transaction

  Create a new transaction in an account with optional category, payee, and notes

• update-transaction

  Update an existing transaction with new category, payee, notes, or amount

• get-accounts

  Retrieve a list of all accounts with their current balance and ID

• balance-history

  View account balance changes over time

• spending-by-category

  Generate spending breakdowns categorized by type

• monthly-summary

  Get monthly income, expenses, and savings metrics

• budget-vs-actual

  Compare budgeted amounts against actual spending per category

• net-worth

  Track assets, liabilities, and net worth across all accounts over time

• category-trends

  See how spending in each category moves month over month, with trend direction

• spending-by-payee

  Rank payees by how much was spent with (or received from) each one

• cash-flow

  Report income, expenses, and net cash flow per month or week

• get-custom-reports

  Retrieve every saved custom report from the Reports section

• create-custom-report

  Create a saved custom report

• update-custom-report

  Update fields on a saved custom report, leaving the rest unchanged

• delete-custom-report

  Delete a saved custom report

• get-dashboards

  Retrieve every dashboard page and the widgets laid out on it

• add-dashboard-widget

  Add a widget to a dashboard page

• update-dashboard-widget

  Update a widget's configuration, position, or size

• remove-dashboard-widget

  Remove a widget from its page

• organize-dashboard

  Reposition and resize several widgets at once

• create-dashboard-page

  / rename-dashboard-page / delete-dashboard-page - Manage dashboard pages

• get-grouped-categories

  Retrieve a list of all category groups with their categories

• create-category

  Create a new category within a category group

• update-category

  Update an existing category's name or group

• delete-category

  Delete a category

• create-category-group

  Create a new category group

• update-category-group

  Update a category group's name

• delete-category-group

  Delete a category group

• get-payees

  Retrieve a list of all payees with their details

• create-payee

  Create a new payee

• update-payee

  Update an existing payee's details

• delete-payee

  Delete a payee

• merge-payees

  Merge duplicate payees into a single target payee

• get-rules

  Retrieve a list of all transaction rules

• create-rule

  Create a new transaction rule with conditions and actions

• update-rule

  Update an existing transaction rule

• delete-rule

  Delete a transaction rule

MCP server for integrating Actual Budget with Claude and other LLM assistants. The Actual Budget MCP Server allows you to interact with your personal financial data from Actual Budget using natural language through LLMs. It exposes your accounts, transactions, and financial metrics through the Model Context Protocol (MCP).