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10 top picks · 1 audience ranking

Best open source budgeting and finance software

The best open source budgeting app is HyperSwitch (Apache-2.0, 45,422 GitHub stars, Docker image). Actual stands out for a permissive MIT license, and Firefly III stands out for the most commits in the last 12 months (2,944).

This page also breaks the picks down by team size and use: HyperSwitch leads for freelancers and home use.

Updated · data from GitHub, refreshed daily

Top picks

  1. Rank 1:

    HyperSwitch

    juspay/hyperswitch

    Payment switch to make payments fast, reliable and affordable. Connect with multiple payment processors and route traffic effortlessly, all with a single API integration.

    Active · last commit Oct 28, 2026

    Finance & BudgetingRustDocker

    Stands out for the most GitHub stars. HyperSwitch has 45,422 GitHub stars, uses the Apache-2.0 license, ships a Docker image and had 2,323 commits in the last year.

  2. Rank 2:

    Actual

    actualbudget/actual

    Local-first personal finance tool based on zero-sum budgeting, supporting synchronization across devices, custom rules, manual transaction importing (from QIF, OFX, and QFX files), and optional…

    Active · last commit Oct 28, 2026

    Finance & BudgetingTypeScriptDocker

    Stands out for a permissive MIT license. Actual has 29,822 GitHub stars, uses the MIT license, ships a Docker image and had 1,519 commits in the last year; it replaces YNAB and Mint.

  3. Rank 3:

    Firefly III

    firefly-iii/firefly-iii

    Firefly III is a modern financial manager. It helps you to keep track of your money and make budget forecasts. It supports credit cards, has an advanced rule engine and can import data from many…

    Active · last commit Oct 28, 2026

    Finance & BudgetingPHPDocker

    Stands out for the most commits in the last 12 months (2,944). Firefly III has 25,020 GitHub stars, uses the AGPL-3.0 license, ships a Docker image and had 2,944 commits in the last year; it replaces YNAB and Mint.

At a glance

Open source budgeting and finance software compared

Ranked on GitHub stars, commits in the last year, Docker images, open-source licenses and recent commits across the 43 apps in the finance & budgeting category. Projects with fewer than 12 commits in the last 12 months rank below every more active project.

Top 10 picks compared, data as of Oct 28, 2026
AppStands out forLicenseGitHub starsCommits (12 mo)Last commitDocker image
HyperSwitchthe most GitHub starsApache-2.045,4222,323Oct 28, 2026Yes
Actuala permissive MIT licenseMIT29,8221,519Oct 28, 2026Yes
Firefly IIIthe most commits in the last 12 months (2,944)AGPL-3.025,0202,944Oct 28, 2026Yes
Sureits Ruby codebaseAGPL-3.010,7072,377Oct 28, 2026Yes
Ghostfoliothe most recent release (3.93.0, October 2026)AGPL-3.09,5931,711Oct 27, 2026Yes
OctoBot–GPL-3.06,872757Oct 27, 2026Yes
Lago–AGPL-3.010,714199Oct 27, 2026Yes
Invoice Ninja–source-available, Elastic License 2.010,3312,250Oct 27, 2026Yes
ezbookkeeping–MIT5,847875Oct 28, 2026Yes
Wallos–GPL-3.08,756195Oct 23, 2026Yes

1 of 2 · 10 picks

Top picks

10 of the 43 apps in the finance & budgeting category.

  1. 1

    HyperSwitch

    Payment switch to make payments fast, reliable and affordable. Connect with multiple payment processors and route traffic effortlessly, all with a single API integration.

    Stands out for the most GitHub stars. HyperSwitch has 45,422 GitHub stars, uses the Apache-2.0 license, ships a Docker image and had 2,323 commits in the last year.

  2. 2

    Actual

    Local-first personal finance tool based on zero-sum budgeting, supporting synchronization across devices, custom rules, manual transaction importing (from QIF, OFX, and QFX files), and optional…

    Stands out for a permissive MIT license. Actual has 29,822 GitHub stars, uses the MIT license, ships a Docker image and had 1,519 commits in the last year; it replaces YNAB and Mint.

  3. 3

    Firefly III

    Firefly III is a modern financial manager. It helps you to keep track of your money and make budget forecasts. It supports credit cards, has an advanced rule engine and can import data from many…

    Stands out for the most commits in the last 12 months (2,944). Firefly III has 25,020 GitHub stars, uses the AGPL-3.0 license, ships a Docker image and had 2,944 commits in the last year; it replaces YNAB and Mint.

  4. 4

    Sure

    Personal finance application for everyone (fork of Maybe).

    Stands out for its Ruby codebase. Sure has 10,707 GitHub stars, uses the AGPL-3.0 license, ships a Docker image and had 2,377 commits in the last year.

  5. 5

    Ghostfolio

    Wealth management software to keep track of stocks, ETFs and cryptocurrencies.

    Stands out for the most recent release (3.93.0, October 2026). Ghostfolio has 9,593 GitHub stars, uses the AGPL-3.0 license, ships a Docker image and had 1,711 commits in the last year; it replaces YNAB and Mint.

  6. 6

    OctoBot

    Cryptocurrency trading bot.

    AI-nativeOctoBot has 6,872 GitHub stars, uses the GPL-3.0 license, ships a Docker image and had 757 commits in the last year.

  7. 7

    Lago

    Metering and usage-based billing.

    Lago has 10,714 GitHub stars, uses the AGPL-3.0 license, ships a Docker image and had 199 commits in the last year.

  8. 8

    Invoice Ninja

    Powerful tool to invoice clients online.

    Invoice Ninja has 10,331 GitHub stars, is source-available under the Elastic License 2.0 (not an open-source license), ships a Docker image and had 2,250 commits in the last year.

  9. 9

    ezbookkeeping

    A lightweight personal bookkeeping app hosted by yourself.

    ezbookkeeping has 5,847 GitHub stars, uses the MIT license, ships a Docker image and had 875 commits in the last year; it replaces YNAB.

  10. 10

    Wallos

    Lightweight personal subscription tracker with statistics and optional notifications.

    Wallos has 8,756 GitHub stars, uses the GPL-3.0 license, ships a Docker image and had 195 commits in the last year; it replaces YNAB and Mint.

2 of 2 · 5 picks

Which open source budgeting app is best for freelancers and home use?

For freelancers and home use, HyperSwitch ranks first (Apache-2.0, 45,422 GitHub stars), followed by Actual and Firefly III. Ranked for freelancers and home use (the same order for each) on GitHub stars, commits in the last year, Docker images, open-source licenses and recent commits.

  1. 1

    HyperSwitch

    Payment switch to make payments fast, reliable and affordable. Connect with multiple payment processors and route traffic effortlessly, all with a single API integration.

    HyperSwitch has 45,422 GitHub stars, uses the Apache-2.0 license, ships a Docker image and had 2,323 commits in the last year. For freelancers it also scores on a Docker image, an open-source license and a commit in the last 90 days.

  2. 2

    Actual

    Local-first personal finance tool based on zero-sum budgeting, supporting synchronization across devices, custom rules, manual transaction importing (from QIF, OFX, and QFX files), and optional…

    Actual has 29,822 GitHub stars, uses the MIT license, ships a Docker image and had 1,519 commits in the last year; it replaces YNAB and Mint. For freelancers it also scores on a Docker image, an open-source license and a commit in the last 90 days.

  3. 3

    Firefly III

    Firefly III is a modern financial manager. It helps you to keep track of your money and make budget forecasts. It supports credit cards, has an advanced rule engine and can import data from many…

    Firefly III has 25,020 GitHub stars, uses the AGPL-3.0 license, ships a Docker image and had 2,944 commits in the last year; it replaces YNAB and Mint. For freelancers it also scores on a Docker image, an open-source license and a commit in the last 90 days.

  4. 4

    Sure

    Personal finance application for everyone (fork of Maybe).

    Sure has 10,707 GitHub stars, uses the AGPL-3.0 license, ships a Docker image and had 2,377 commits in the last year. For freelancers it also scores on a Docker image, an open-source license and a commit in the last 90 days.

  5. 5

    Ghostfolio

    Wealth management software to keep track of stocks, ETFs and cryptocurrencies.

    Ghostfolio has 9,593 GitHub stars, uses the AGPL-3.0 license, ships a Docker image and had 1,711 commits in the last year; it replaces YNAB and Mint. For freelancers it also scores on a Docker image, an open-source license and a commit in the last 90 days.

FAQ

Questions and answers

Still curious? Email info@appsgit.com.

Is HyperSwitch free?

Yes. HyperSwitch is open-source software released under the Apache-2.0 license, so you can self-host it at no cost. You only pay for the server it runs on, and some projects also offer an optional paid cloud plan.

Can I self-host these budgeting and finance software with Docker?

Yes, all of them. HyperSwitch, Actual and Firefly III publish Docker images, so you can run them on a VPS or home server with Docker Compose.

Are all of these budgeting and finance software open source?

9 of the 10 apps on this list are open source; 1 is source-available. Source-available licenses add conditions, such as limits on hosted or commercial use, so read them before you deploy.

Which of these budgeting and finance software is the most actively developed?

Firefly III, with 2,944 commits in the last 12 months and a latest release, v6.7.9, from October 2026. Activity is a good sign that bugs and security issues get fixed.

How is this list ranked?

Ranked on GitHub stars, commits in the last year, Docker images, open-source licenses and recent commits across the 43 apps in the finance & budgeting category. Projects with fewer than 12 commits in the last 12 months rank below every more active project.

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